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(Image credit: Future)In essence, while the bill doesn't seem to require the most egregious forms of age verification (face scans or similar), it does require OS providers to collect age verification of some form at the account/user creation stage—and to be able to pass a segmented version of that information to outside developers upon request.
The average 30-year fixed mortgage rate is around 5.98% to 5.99% this week, Freddie Mac said Thursday. The percentage is down sharply from 6.8% to 6.9% a year ago and from peaks near 8% in late 2023, per The Wall Street Journal. On a typical loan, that rate drop can cut monthly payments by hundreds of dollars for home buyers.